best annuity settlement companies in US

best annuity settlement companies in US : annuity Structured settlement companies purchase future payments of a structured settlement and pay a lump sum. In order to receive the highest amount of money for your settlement payments, it’s smart to understand both your rights and options.

Structured settlements can help individuals achieve long-term financial security after a personal injury lawsuit because they receive a steady stream of tax-free payments each month. But urgent financial needs or investment opportunities may arise and selling those future periodic payments for a lump sum may be a good solution. Choosing the right structured settlement buyer is important for getting a fair amount of money.

How to find the best annuity buyer (annuity settlement companies)

Review our list below as we have listed most companies in the secondary market. As important as it is to understand a company’s reputation, it is important more important that you are treated fairly. Relevant factors you may want to consider are as follows:

  • Whether the company can be easily contacted.
  • Whether the customer service representatives are cooperative and easy to deal with.
  • Whether their offer is fair and competitive in the current market.
  • Whether their representatives clearly explain the timeline and available payment options.
  • Whether they are properly licensed and are in compliance with applicable laws.
  • How do you feel about the process and service being provided to you?

And, as with most other transactions, be sure to shop around for a variety of quotes. Sometimes the company giving you the best quote won’t necessarily have the best reputation. So, it’s important to balance all these factors against each other before making a final decision. (annuity settlement companies)

If you are feeling overwhelmed with the available choices, you may consider retaining the services of a broker. Their job is to help you sell your annuity at the best possible price. However, before you hire a broker, be sure to discuss and clearly understand their brokerage fee structure and ensure that they are certified and properly licensed.

Getting a fair quote

Yes…if you contact us for a quote. Remember that the quote is for a discount of the present value of your payments. According to industry group the National Association of Settlement Purchasers, the industry maximum for discount rates is approximately 18%. Other factors that will impact your quote include the following: (annuity settlement companies)

  1. The number of payments you are seeking to sell;
  2. The amount of money you are contracted to receive;
  3. Your payment schedule, including when will your payments arrive; 
  4. The current state of the market;
  5. Rating of the insurance company that issued your annuity; and
  6. If any fees or other charges will be owed if the annuity is transferred.

After you shop around for a number of quotes, you will get a sense of what you can expect to receive for your annuity or structured settlement in the current market.

Do you have an investment annuity that you are interested in selling? Please call us or complete the our contact form .

Companies that will buy your annuity:

  • AnnuityFreedom.net
    (877) 547-3672
  • Axos Bank
    Telephone: (855) 232-2967
    Website: axosbank.com
    Address: P.O. Box 509127
    San Diego, CA 92150
  • Catalina Structured Funding, Inc.
    Telephone: (800) 317-3769
    Website: catalinastructuredfunding.com
    Address: 2626 Foothill Blvd., Ste. 200
    La Crescenta, CA 91214
  • Genex Capital Corporation
    Telephone: (800) 348-3098
    Website: genexcapital.com
    Email: [email protected]
    Address: 73 Greentree Drive #99
    Dover, DE 19904
  • DRB Capital
    Telephone: 855-582-9975
    Website: drbcapital.com
    Address: 1625 S Congress Avenue, Suite 200A,
    Delray Beach, Florida
  • Novation Settlement Solutions
    Telephone: (888) 797-3740
    Website: novationsettlementsolutions.com
    Address: 1641 Worthington Road, Suite 410
    West Palm Beach, FL 33409
  • Client First Settlement Funding
    Telephone:(888) 594-1195
    Website: clientfirstfunding.com
    Address: 301 Yamato Road, Suite 3200
    Boca Raton, FL 33431
  • Fortune Settlement Solutions
    Telephone: (833) 736-7886
    Website: fortunesettlements.com
    Email: [email protected]
    Address: 8000 Governor’s Square Blvd.
    Miami Lakes, FL 33016
  • Liberty Settlement Funding
    Telephone: (855) 643-0333
    Email: [email protected]
    Website: libertysettlementfunding.com
    Address: 633 South Federal Hwy, 1st Floor
    Fort Lauderdale, FL 33301
  • 123 Lump Sum Ltd.
    Telephone: (800) 397-6721
    Website: 123lumpsum.com
    Email: [email protected]
    Address: 3625 W Broward Blvd.
    Fort Lauderdale, FL 33312 
  • BH Fast Funding LLC
    Telephone: (833) 777-6500
    Website: bhfastfunding.com
    Email: [email protected]
    Address: 20203 NE 15th Ct,
    Miami, FL 33179
  • WePayMore Funding LLC
    Telephone: (877) 431-0704
    Website: wepaymorefunding.com
    Email: [email protected]
    Address: 16 NE 4th St. Suite 210
    Fort Lauderdale, FL 33301
  • Singer Asset Finance Company, LLC
    Telephone: (800) 670-6777
    Website: singerasset.com
    Email: [email protected]
    Address: 2255 Glades Rd E, Ste 118
    Boca Raton, Florida 33431
  • Rightway Funding, LLC
    Telephone: (844) 516-6639
    Email: [email protected]
    Website: rightwayfunding.com
    Address: 600 Corporate Dr, Suite 100
    Fort Lauderdale, FL 33334
  • Rising Capital Associates
    Telephone: (866) 444 – 5061
    Email: [email protected] 
    Website: risingca.com   
    Address: 5300 West Atlantic Ave. Ste 200
    Delray Beach, FL 33484
  • Annuity.org
    Telephone: 855-995-1277
    Email: [email protected]
    Address: 1 S. Orange Avenue, Suite 200
    Orlando, FL 32801
    Website: annuity.org
  • Fairfield Funding
    Telephone: (855) 304-9970
    Website: fairfieldfunding.com
    Email: [email protected]
    Address: 1441 Dresden Dr
    Atlanta, GA 30319
  • SenecaOne
    Telephone: 800-462-5288
    Website: senecaone.com
    Address: 7920 Norfolk Avenue, Suite #300
    Bethesda, MD 20814
  • New Leaf Structured Settlement
    Telephone: (800) 517-7671
    Email: [email protected]
    Website: newleafstructuredsettlements.com
    Address: 3700 Koppers St, Ste 143
    Halethorpe, MD  21227
  • Stone Street Capital
    6130 Executive Blvd., Suite 310
    Rockville, MD 20852
  • Strategic Capital
    Telephone: (866) 256-0088
    Website: strategiccapital.com
    Address: 575 Madison Ave Ste 1006
    New York, NY 10022
  • Northwest Life Settlements
    Telephone: (503) 642-5328
    Email: [email protected]
    Website: nwlifesettlements.com
    Address: Beaverton, OR 97006
  • JG Wentworth
    Website: jgwentworth.com
    Phone: 866-930-6480
    Address: 1200 Morris Drive
    Chesterbrook, PA 19087
  • Peachtree Financial Solutions
    Website: peachtreefinancial.com
    Telephone: (800) 821-7773
    Address: 1200 Morris Drive
    Chesterbrook, PA 19087
  • CBC Settlement Funding
    Telephone: (800) 843-9020
    Website: cbcsettlementfunding.com
    Email: [email protected]
    Address: 181 Washington Street, Suite 375
    Conshohocken, PA 19428
  • Annuity Transfers, Ltd.
    Telephone: (972) 952-0260
    Website: annuitytransfers.com
    Email: [email protected]
    Address: 1800 Preston Park Blvd, Ste 115
    Plano, TX 75093
  • RSL Funding LLC
    Telephone: (800) 543-6513
    Website: rslfunding.com
    Address: 1980 Post Oak Blvd, Ste 1975
    Houston, TX 77056
  • Settle4Cash
    Telephone: (800) 520-2844
    Website: settle4cash.com
    Address: 14755 Preston Rd
    Dallas, TX 75254
  • Paymaster.co
    Telephone: (888) 999-8606
    Website: paymaster.co

Frequently Asked Questions About Structured Settlement Buyers

Who buys structured settlements?

There are companies that are in the business of purchasing structured settlements. If you are interested in selling your structured settlement, these companies will provide a one-time payment for a portion or all of your settlement.

What is a structured settlement company?

Structured settlement companies, also known as factoring companies, will buy your structured settlement or annuity payments for a lump sum of cash. You should shop around for a highly-rated company and compare offers.

How much do structured settlement buyers charge?

Depending on how a structured settlement works, buyers typically charge within a range of 9% to 18% of the purchase price when buying your structured settlement. You may find lower rates, but be wary of buyers charging higher rates. If it’s more than 10%, shop around and remember, it is acceptable to negotiate for a lower rate.